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Accident Type Guide

Tow Truck Accidents in Florida

The only commercial vehicle whose job routinely requires stopping in live traffic and hauling something never designed to be towed.

David I. Shiner, Esq., founder of Shiner Law Group
Reviewed and maintained by Shiner Law Group, P.A. · Last reviewed: September 1, 2026
We work to keep this page accurate and current. If you find an error, email joseph@shinerlawgroup.com and we will correct it.
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Working in Live Traffic

Most commercial vehicles try to stay out of the way of traffic. A tow operator’s work requires standing in it, frequently on a narrow shoulder, often at night, beside a vehicle that has already been in a crash.

Florida’s Move Over law addresses exactly this. Drivers approaching a stopped emergency, sanitation, utility, or wrecker vehicle displaying warning lights must move over a lane where they safely can, and where they cannot, must slow substantially below the posted limit. It applies to tow trucks working a roadside, and a failure to comply is directly relevant when an operator or a stranded motorist is struck.

The duty runs both ways. Tow operators are responsible for positioning the vehicle to shield the work area, deploying warning lights and devices, and wearing high-visibility clothing. A recovery set up carelessly on a live shoulder endangers the operator, the customer, and passing traffic alike.

Move OverFlorida requires drivers to move over or slow for stopped wreckers with warning lights
Shoulder workRecovery frequently happens feet from traffic at highway speed
Both directionsOperators owe duties on setup; passing drivers owe duties on approach

How Tow Truck Incidents Happen

  • Operators and customers struck on the shoulder by passing traffic, the most serious category by far.
  • The towed vehicle coming loose — inadequate chains, straps, or safety cables releasing a vehicle into traffic.
  • Improper loading that shifts weight and destabilises the tow vehicle, particularly on flatbed carriers.
  • Damage to the towed vehicle from incorrect hook-up, which is a property claim rather than an injury one but often accompanies a dispute.
  • Rear-end collisions where a wrecker with a towed vehicle stops or slows unexpectedly.
  • Wide turns and swing-out, since a towed vehicle tracks differently from a trailer.
  • Repossession and non-consensual tows, where speed and conflict raise risk.
  • Untrained or inadequately equipped operators, an issue in a fragmented industry with many small operators.
David I. Shiner, Esq., founder of Shiner Law Group
Published By

Shiner Law Group, P.A.

Founded by David I. Shiner, Esq. · AV Preeminent® rated · Florida Bar member since 2002

Shiner Law Group was founded by David I. Shiner, Esq., a Nova Southeastern University law graduate, a member of The Florida Bar since 2002, and AV Preeminent® rated by Martindale-Hubbell. The firm represents injured people across Florida from offices in Boca Raton, West Palm Beach, Fort Lauderdale, Fort Pierce, Orlando, Wellington, and Belle Glade, and handles truck accident cases on contingency: free consultations, and no fee unless there is a recovery.

The firm works to keep this information current and consistent. Spotted something wrong? Email joseph@shinerlawgroup.com and we will fix it. About this site →

Who Is Liable

Potentially Liable PartyTypical Basis for Liability
Passing driverFailing to move over or slow for a stopped wrecker displaying warning lights
Tow operatorUnsafe roadside setup, inadequate warning devices, improper securement of the towed vehicle
Towing companyVicarious liability, plus negligent hiring, training, and equipment maintenance
Dispatching partyWhere a motor club, insurer, or law enforcement agency dispatched an operator known to be unqualified
Equipment manufacturerDefective winches, chains, safety cables, or wheel-lift components
Property or facility ownerWhere a tow was performed on private property under unsafe conditions

Florida applies modified comparative negligence under Fla. Stat. § 768.81: you recover as long as you are not more than 50% at fault, with the award reduced by your share. The two-year limitations period for negligence claims arising after March 24, 2023 applies (Fla. Stat. § 95.11(5)(a)), and PIP under Fla. Stat. § 627.736 requires treatment within 14 days.

Roadside recovery is the most exposed work on any highway.

Shiner Law Group offers free case reviews for Florida tow operators and roadside crash victims — 24/7, no fee unless you win.

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What to Do After a Tow Truck Incident

  1. Photograph the roadside setup — vehicle position, warning lights, cones or triangles, and lane markings — before anything is moved.
  2. Photograph the securement if a towed vehicle came loose: chains, straps, and safety cables.
  3. Note the towing company name and unit number, and who dispatched the tow.
  4. Get medical care immediately — Florida’s PIP statute (Fla. Stat. § 627.736) requires initial treatment within 14 days to access your $10,000 in benefits.
  5. Call law enforcement and get the crash report number.
  6. Photograph the vehicle and its markings, including the DOT number and any company name or livery.
  7. Photograph the load and how it was secured, before anything is moved.
  8. Get witness contact information before traffic clears.
  9. Do not give a recorded statement to the trucking company’s insurer before speaking with an attorney.
  10. Act quickly on evidence — camera footage and electronic data are overwritten within weeks.

Tow Truck FAQ

What is Florida's Move Over law and does it apply to tow trucks?
It requires drivers approaching a stopped emergency, sanitation, utility, or wrecker vehicle displaying warning lights to move over a lane where they safely can, and to slow substantially below the posted limit where they cannot. It does apply to tow trucks, and a failure to comply is directly relevant when an operator or motorist is struck.
A towed vehicle came loose and hit me. Who is responsible?
Generally the tow operator and the towing company. Securing a towed vehicle with adequate chains, straps, and safety cables is the core of the job, and a vehicle coming loose usually indicates a securement or equipment failure. Where a component failed below its rating, a manufacturer may share responsibility.
I was hit while standing beside my own broken-down car. Do I have a claim?
Very likely, against the driver who struck you, and potentially against the tow operator if the recovery was set up unsafely. Positioning the wrecker to shield the work area and deploying warning devices are part of the operator's responsibility, and how the scene was arranged is central to the analysis.
What does it cost to hire a truck accident lawyer in Florida?
Shiner Law Group, which operates this website, handles Florida truck accident cases on a contingency basis: the consultation is free, and there is no attorney's fee unless there is a recovery, with the terms set out in a written fee agreement.
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